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Meet Our Team

Florida Real Estate Expertise You Can Trust 

Albert M. Esposito and Associates has successfully met the needs of buyers, sellers and renters in Flagler, St. Johns and Volusia Counties for almost 40 years. We have been recognized as a leading central Florida real estate agency and take great pride in our agents and the expertise they provide. Our market success is a function of the skills and integrity that our entire team brings to every transaction.


Mr. Albert Esposito:

Our Founder, Broker, and Inspiration

Direct: 386-439-5783 Extension 102
Cell: 386-503-0936

Born in 1930 Mr. Esposito lived in New Haven, Connecticut and had a successful career with ITT Corporation. Moving to Palm Coast, Florida to pursue his dreams of owning his own business, he opened Albert M. Esposito and Associates. From humble beginnings Albert has grown his company into a leading real estate presence in central Florida.

With almost 40 years in the business, Albert Esposito enthusiastically gets up in the morning to see what new adventures may come. During his time as a realtor, Albert has bought and sold hundreds of properties and businesses. He is now working with the second and third generations of family members, and looks forward to serving the forth.

Living in Flagler County for over 42 years, Albert has established trusted relationships with central Florida home and business owners. His clients are constantly stopping in to drink a cup of coffee and speak to Albert about their business, their lives and their real estate thoughts. Albert provides value to his clients through established relationships and the shear volume of negotiations and closings that have followed these discussions.

Albert’s Personal Hobbies and Interests:
Collecting and displaying local and international pieces of artwork. Albert encourages people to visit our office for a cup of coffee and to see a part of his impressive art collection.
Favorite Food: Anything sweet!
Favorite Movie: John Wayne’s McLintock

Meet Our Agents:

Albert M. Esposito and Associates agents have a minimum of 20 years’ experience in the local real estate market. Their wealth of local knowledge and proven realty expertise will provide great benefits and peace of mind to any transaction.


Beth Welsh

Direct: 386-439-5783 Extension 101
Cell: 386-627-1530

With years of service to children & young adults as a Librarian, Beth has taken these researching skills and transformed the power of Albert M. Esposito’s experiential knowledge into providing powerful Comparative Marketing Analyses for our prospective buyers and sellers. These reports will improve her client’s understanding of the real estate market, just as a Librarian helps individuals understand differences in fact and fiction.

Beth has lived in Flagler County, and has been serving the local real estate market since 2003. She has been a valuable part of Albert M. Esposito and Associates since 2009.

With integrity and professional research skills, Beth adds a tremendous amount of value to our buyers or sellers. Beth uses these skills to develop outstanding reports that assist our buyers and sellers in understanding the current market place using current listings, current sales and verifying measurements and records.

Personal Hobbies and Interests:
Beth enjoys art appreciation, reading and living the simple Florida lifestyle with her fantastic husband.
Favorite Food: Roast beef
Favorite Movie: The Big Chill


Patty Hoskins

Direct: 386-931-1777
Email address:

Patty moved from Colombia to Miami, FL in 1995 after graduating as a lawyer in her home city of Bogota. As a young woman, she visited Miami and fell in love with America and the American dream. She worked her way from Home Depot, as she learned English, to working as a customer service banker for Bank of America.

While in Miami, she met her soon to be husband of over twenty years who was a native of Flagler County and mortgage broker. Prior to marrying, Patty gained her United States citizenship and obtained her mortgage broker license, which she proudly maintains.

Patty moved to her husband’s home town of Flagler in 1997 and has lived here ever since. She added her real estate sales associates license to her list of accomplishments in 2007 and then improved her knowledge with gaining her real estate broker sales licensing in 2015. Like Albert M. Esposito, Patty develops great relationships with the families and investors she serves. She has assisted countless buyers and sellers through the entire real estate process. From understanding and working through the mortgage lending processes to working through the real estate purchase or sales closing and then assisting the new owner or investor in resolving “issues” after closings. She has assisted her clients in developing businesses and is a fantastic source of referrals. Patty uses her 21 years of experience in banking and real estate to assist each of her customers to the best of her abilities.

Her in depth knowledge in banking and real estate allows her to assist her clients through each step of the complex real estate process. She has been featured in a magazine article for assisting clients through new county assisted programs.

Patty has lived in Flagler County for over 20 years, where she has helped the community by helping “Leadership of Flagler” to bring “Dolly Parton’s Imagination Library,” a free age appropriate book library providing services for children to improve their language skills.

Personal Hobbies and Interests:
Loving her husband, son, and Yorkie named “Buddy.” She serves their church as a translator, and other within the community. Patty has a servant’s heart and attempts to help wherever and whenever she is able.
Favorite Food: Arroz con Pollo
Favorite Movie: The Scarlet Letter

Hao (Howard) Li

Hao “Howard” Li


Direct: 407-718-2480

Howard is Chartered Alternative Investment Analyst. The CAIA Charter is the globally recognized credential for professionals managing, analyzing, distributing, or regulating alternative investments. The CAIA Charter designation is the highest standard of achievement in alternative investment education and provides deep knowledge, demonstrated expertise, and global credibility in alternatives. Howard is an active member of CAIA association while he participates the Exam Working Group and Grading Jamboree of the CAIA exam.

Howard is an active member of National Realtor Association and Asian Real Estate Association of America. He has designation of Certified International Properties Specialist, Short sale and Foreclosure Resources, and Resorts and Second Properties Specialist. He targets real estate investment in Florida, USA and has his connection networks globally such as in Asia, in Europe and in South America.

Howard helps clients value their properties, and make real estates as an investment tool for his investment clients. He successfully helped his Chinese investors making investments and acquisitions in the US.

Howard held MBA degree form Tulane University and he speaks English, Mandarin Chinese and Spanish.


李昊先生是特许另类投资分析师。 该特许状是为管理、分析、发行和规范另类投资的专业人士颁发的全球性认证。特许另类投资分析师头衔代表在另类投资领域拥有最高标准的教育成绩、深厚的只是、丰富的经验,以及全球性的信誉。李昊先生积极参与特许另类投资分析师协会的活动,并受邀成为特许另类投资分析师资格考试命题专家组和阅卷专家组成员。



李昊先生拥有美国杜兰大学的工商管理硕士学位。 他可以讲国语,英语和西班牙语。 李昊先生翻译了多本介绍佛罗里达州和地产投资的著作。


Lance Hoskins

Direct: 386-439-5783 Extension 100

Since 1988, Lance has served in banking, finance, real estate and project management. Starting as a teller with First Union Bank, he has moved through these responsibilities with a consistent focus on customer service. Lance believes people are important, is a strong communicator and works hard to attain the client’s wishes.

Currently Lance is Property Manager and Office Manager of Albert M. Esposito and Associates. He is an actual native of Flagler County who has owned and operated three businesses, a real estate business, a mortgage business and an Information Technology franchise. This experience, coupled with his banking and management company experience have forged his need to provide quality customer service. Every person is important and each transaction requires professionalism.

Lance understands the importance of listening and providing the best customer service experience to anyone who talks with us or walks through our doors. Being born and raised in Flagler County, Lance has enjoyed living here for over 40 years.

Personal Hobbies and Interests:
Lance is actively involved in, church, racquetball, billiards, fishing, coaching and most importantly his family.
Favorite Food: SOS
Favorite Movie: Concept Movies


Peggy Krantz

Cell: 808-368-6164

Born & raised in Minnesota, graduated in Architecture, Art & Marketing from NDSU. She ventured into co-owning & managing a Fine Art & Custom Framing, Art Consulting Business, working with owners & managers of banks, law firms and corporate business for 18 years.

In 2003, Peggy moved to Honolulu and started a new division for Art Source In, called Design Studio to work in the Hospitality Industry. She negotiated contracts, proposed art/design concepts & directed project work with large hotels and hospitals such as Trump Waikiki, Aulani Disney, Westins, Marriott’s, Four Seasons & Kaiser.

Peggy always had an interest in real estate and building communities. In 2015, after building a home in the Conservatory, Palm Coast, she acquired her Real Estate License and worked for Saltwater Homes. She helped clients purchase lots, sell existing homes and navigate the process for a new construction to contract.

After meeting partners, Albert Esposito and Manny Alexio, whose business offered a larger scope in the real estate business, she transitioned to work with their team.

Peggy understands a client’s real estate journey after relocating many times, buying, selling, designing new builds & renovating existing homes herself. She is passionate, diligent, very responsive to client and gives exceptional service.

Personal Hobbies and Interests:
Peggy enjoys rollerblading, paddle boarding, golfing, skiing, walking or running the beach. Visiting great Architectural Buildings, viewing their interior design and Art Galleries! Socializing with her wonderful family and friends
Favorite Food: Peanut Butter & Banana Smoothies
Favorite Movie: Blind Side & Lake House


Manny Aleixo

CFO and Partner Albert M. Esposito and Associates

Direct: 386-439-5783 Extension 104
Cell: 732-259-8266

Manuel is regarded as one of the most innovative minds in marketing and branding. He started his career in real estate in 1999 as an investor and developer of many different land and residential projects throughout Florida having one of the largest land acquisition companies in the State. He has a keen understanding of the market and acumen for deals and negotiation. Manuel focuses his skills and energy on overseeing projects and new development.

Manuel has made Flagler County his second home and has been in the area since 1979. He worked alongside his Grandfather, a Purple Heart World War II Veteran, and his Father who taught him from a very early age with hard work and determination he would be able to accomplish anything in life.

Personal Hobbies and Interests:
Manuel loves buying Land, and putting together deals and he has a passion for travel, family and eating great food.
Favorite Food: Portuguese Cuisine
Favorite Movie: The God Father Series All of them!


Heidi Simos

Business Opportunity Coach and Realtor


Originally born in New Haven CT, Heidi moved to Ormond Beach, Florida with her family when she was nine years old. In 1986, she graduated college from Florida State University and started a career in the retail field. Early in her career, Heidi realized that her true passion was helping people learn, prosper and achieve their life goals.

To fulfill this dream, Heidi’s career path took a turn into the field of education where she helped children and adults grow and reach their academic objectives. After working 4 years as a successful district manager for Sylvan Learning Centers, she decided to open her own Sylvan Learning franchise and within 4 years, became a multi-unit franchise owner of 8 learning centers.

Driven by making a difference in the lives of others, Heidi continues on this path today. As an Entrepreneur Source coach, she helps clients discover franchise and business opportunities that they would not have considered on their own. Below are some advantages of working with Heidi:

  • There is no cost, obligation or risk for our free educational experience. All fees associated with this service are absorbed by the franchise community and never added to the investment.
  • We will explore business opportunities that meet your financial requirements, utilize your transferable skills and support your lifestyle goals.
  • Education on financing options for franchising including the SBA Express Program will also be provided.
  • Veteran discounts on franchise fees via the Vet Fran Program may be available.

Personal Hobbies and Interests:
Spending quality time with family and friends. Heidi also enjoys playing tennis, boating, biking, theatre and travelling.
Favorite Food: Seafood
Favorite Movie: Mystery/Suspense films